How To Create Upi Id Icici

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ICICI UPI PIN - Create & Reset

Updated on: 2021-08-24 10:58:37

ICICI UPI (Unified Payments Interface) facility is designed to help ICICI customers easily and safely perform financial transactions on their mobile. Hence after registering for ICICI UPI you don't have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your ICICI account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your ICICI account. This PIN is called as the ICICI UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

ICICI UPI PIN can be created online using our mobile app and you don't have to visit the branch or ATM for generating your ICICI Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

ICICI UPI PIN allows you to perform below mentioned financial transactions on your mobile:

Check account balance
Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
Mobile recharge & mobile post-paid bill payment
DTH recharge
Electricity bill payment
Gas bill payment
Credit card bill payment
Mediclaim (Health Insurance) premium payment
Buy insurance
Donate money
Book fixed deposit

How to create your ICICI UPI PIN:

Download Cointab app for Android or iPhone
Install app using mobile number which is registered in your ICICI account
Select ICICI for BHIM registration
All your accounts will be registered and activated for ICICI BHIM services
Select Generate UPI PIN option
Enter your debit card last 6 digits and expiry date
You will get OTP from ICICI for creating your UPI PIN
Enter UPI PIN you want to set
Confirm UPI PIN again
Your UPI PIN will be registered with ICICI and you can now use it to perform financial transactions on your mobile

After this step your ICICI Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create ICICI UPI PIN online

Using our mobile app, you can easily create ICICI UPI PIN for your bank account. You don't have to visit the branch or ATM and can instead create your own ICICI BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your ICICI Bank accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of ICICI UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without ICICI BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your ICICI account remains 100% secure.

Easily recreate ICICI UPI PIN if you forget your old PIN

In case you forget your old ICICI Bank UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don't have to visit the branch or ATM.

Easily change ICICI UPI PIN

If you want to change your ICICI Bank BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your ICICI account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

There are many benefits to using ICICI UPI PIN services such as:

Time saving: Using our mobile app you can create your own ICICI UPI PIN online directly on your mobile. This helps you save a lot of time as you don't have to visit the branch or ATM to generate your ICICI BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: ICICI Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your ICICI account.

UPI PIN security

ICICI UPI PIN service is fully secured in following ways:

UPI registration for your ICICI accounts can only be done on your mobile due to linking of your mobile number with your bank account
To use ICICI Bank BHIM services, you have to create a new UPI PIN using your debit card
To perform financial transaction you have to use your ICICI UPI PIN. Without this PIN, no transaction will go through
You can also set up app password so that no one can even open the app without knowing your app password
You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

ICICI UPI services are available on all days, including Saturday and Sunday
Advantage of ICICI BHIM is that it can be used at night as well
As banking is extremely important in day to day life, you can use ICICI UPI facility even on bank holidays and public holidays
ICICI BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

For using ICICI create UPI PIN service you have to meet the following requirements

You must have a savings or current account with ICICI
Your mobile number must be registered with ICICI
You must have a debit associated with your ICICI Bank account
You must have either Android or iPhone mobile phone
You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the restrictions in ICICI generate UPI PIN service:

Your mobile number must be registered with ICICI
It requires an active ICICI atm/debit card
It requires Android or iPhone mobile phone
It will not work without internet connection
Transfer upto Rs. 1,00,000 per day per ICICI Bank account are allowed under UPI facility